Last Updated: March 3, 2026

1. Introduction

By accessing or using the AnnuityAI website and related services (the “Site” and “Services”), you agree to these Terms of Service (“Terms”). If you do not agree, do not use the Services.

2. Services Provided

AnnuityAI provides an annuity matching and education tool and may connect users with licensed financial professionals. We do not provide legal, tax, or accounting advice, and any information provided through the Services is for general informational purposes.

3. User Responsibilities

You agree that:

You are at least 18 years old.

Information you provide is accurate and truthful to the best of your knowledge.

You understand that Tactive Advisors, LLC and AnnuityAI are not responsible for financial decisions you make based on information provided through the Services.

4. Fee Disclosure

AnnuityAI has agreements with financial advisors under which we may receive referral fees. These fees:

Are paid by the advisor regardless of whether you engage their services.

Do not increase the cost of advisory services provided to you.

May include a portion of ongoing fees charged by the advisor.

Are disclosed on the results page when you receive your annuity matches.

Some advisors may be affiliated with Tactive Advisors, LLC, but they are not given preferential treatment in our matching algorithm.

5. SMS TEXT MESSAGING TERMS (MOBILE TERMS OF SERVICE)

5.1 Description of SMS Use Cases

If you opt in to receive text messages from us, we may send SMS messages for one or more of the following purposes (the “SMS Program”):

Appointment confirmations and reminders

Customer support and service updates

Notifications related to your request for information or your use of the Services

Promotional or marketing messages about our products and services (if you opted in to marketing)

Message frequency may vary.

5.2 Opt Out Instructions

You can cancel the SMS Program at any time by replying STOP.
After you send STOP, you may receive one final message confirming your opt out.

For help, reply HELP or contact us at [email protected].

5.3 Message and Data Rates Disclosure

Message and data rates may apply for any messages sent to you from us and to us from you. Please contact your wireless provider with questions about your messaging or data plan.

5.4 Carrier Liability Disclaimer

Carriers are not liable for delayed or undelivered messages.

5.5 Privacy Policy

Your privacy is important to us. Please review our Privacy Policy here:
http://tactiveadvisors.net/privacy-policy-page

6. Disclaimer of Liability

Tactive Advisors, LLC and AnnuityAI make no guarantees regarding the suitability or performance of any annuity product. We are not responsible for decisions made based on the matching tool or informational content provided through the Services.

7. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is owned by Tactive Advisors, LLC or its licensors and may not be copied, modified, distributed, or reproduced without written permission.

8. Dispute Resolution

Any disputes arising from or related to the Services or these Terms will be resolved through binding arbitration in Colorado, except where prohibited by law.

9. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the Services after updates means you accept the revised Terms.

10. Contact Us

For questions about these Terms, contact:
[email protected]